- Any court or regulatory action; or
- Any action or penalty imposed by a card network, payment service provider, or other payment partner in connection with engagement in such Prohibited Activity / Business by the Merchant / Seller. xPay may recover these amounts by deducting them from any current or future payments due to the Seller or Merchant, or by issuing a separate demand for payment.
Prohibited Activities / Businesses
- Gambling and betting
- Real money online games
- Unlicensed lotteries
- Alcohol or alcoholic beverages, tobacco, cigarettes and related products
- Body parts, including organs
- Pornographic or adult content, including child sexual abuse material or child pornography
- Escort or prostitution services
- Illegal drugs, narcotics, psychotropic substances, or other controlled substances
- Live animals and hides / skin / teeth / nails and other parts of animals
- Fake documents or government IDs
- Firearms, ammunition, explosives, regulated corrosive substances, toxic substances, or weapons sold without appropriate licences
- Counterfeit or infringing goods or content, including unauthorised copies of copyrighted media including books
- Unauthorised copies of software, video games or other licensed or protected materials
- Copyright unlocking devices, hacking or cracking tools or software
- Miracle cures or remedies, marketed as quick health fixes
- Offensive goods, literature or other media, which (a) defame or slander any person or group of persons; (b) encourage or incite violence; or (c) promotes hatred
- Insurance policies and investment products and schemes
- Unregulated financial, investment, or money circulation schemes
- Cryptocurrency, virtual currencies, and other virtual digital assets
- Multi-level marketing collecting fees
- Currency or currency derivatives or other capital transactions
- Any product or service which is not in compliance with all applicable laws and regulations whether federal, state, local or international
- Any products / services that have the potential of casting xPay in a poor light and / or that may be prone to buy and deny attitude of the cardholders when billed and thus leading to chargeback and fraud losses
- Products / services / activities that are either prohibited by any regulator having jurisdiction over the relevant activity / product / service, or operated without appropriate licenses / authorisation from such regulator
- Any other product / service / activity prohibited under applicable law in the jurisdiction of the seller or the buyer